Larry Roberts real estate writing blog
Tuesday, February 21, 2017

California housing enjoys strong fundamentals but faces potential headwinds

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Housing fundamentals are strong, but if they get too strong, rising mortgage rates will spoil the fun. Signs of a strong economy are all aro...
Monday, February 20, 2017

Some homeowners wisely take a step down the property ladder

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Escaping an onerous mortgage can be the best thing for a family’s financial and mental health. I feel bad for loanowners (AKA underwater bor...
Friday, February 17, 2017

Consumer debt is a deadly parasite

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Warning! Don’t read today’s post if you have a weak stomach or a strong affinity for consumer debt. This is your only warning. Hang on, Alic...
Thursday, February 16, 2017

Low house prices provide an economic boost

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Low house prices make for lower debt service payments that benefit the economy as money is liberated to circulate and buy goods and services...
Wednesday, February 15, 2017

Will rising mortgage rates lead to housing stagflation?

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Lower house prices due to higher mortgage rates still result in a higher cost of home ownership. Everyone shopping for a home wants to see l...
Tuesday, February 14, 2017

Nine percent of US homeowners lost their homes over the last decade

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The homeownership rate is plunging because the housing bust tarnished the American Dream dream, and a new generation chooses to rent instead...
Monday, February 13, 2017

Government policy should better accommodate renting as a lifestyle choice

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We need policies that help stabilize tenancy and facilitate renters saving for retirement. The US government treats renters like second-clas...
Friday, February 10, 2017

Nearly 75% of loan modifications fail within two years

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Loan modifications always had high failure rates, but modifications since 2014 fared worse than bubble-era loan mods. Every attempted loan m...
Thursday, February 9, 2017

Mortgage rates will rise when the Federal Reserve stops buying mortgage bonds

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The Federal Reserve’s oft-forgotten policy of buying mortgage-backed securities helped keep mortgage rates low over the last several years. ...
Wednesday, February 8, 2017

The real estate negotiation technique Trump uses as President

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Donald Trump uses executive orders like land acquisition professionals use letters of intent. When I first saw the headlines touting Donald ...
Tuesday, February 7, 2017

Affordability is the major housing market headwind of 2017

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Home price affordability will be the biggest issue in housing in 2017, particularly if mortgage interest rates rise. Over the last 40 years,...
Monday, February 6, 2017

California"s housing policies hurt the working poor the most

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Californians embraces housing policies that benefit high wage earners and homeowners over the working poor. House prices in California surpa...
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